HCL Unica Interact

Proven in the World’s Most Demanding Marketing Environments

Millions of concurrent inbound sessions. Every channel. Speed and governance, never traded off.

3 x

average lift in offer acceptance rate with real-time AI decisioning

45 M+

personalized interactions served per month at a leading Asian financial services group

2 B+

real-time customer sessions managed monthly at one global banking group

1 B+

annual customer interactions via centralized decisioning at one North American financial institution

Six Personalization Tools That Marketing Controls End-To-End

Not a technical platform, marketing borrows from IT. A marketing personalization platform built so your team owns the experience from strategy to live offer.

Next-Best-Action Marketing Software That Gets Smarter With Every Interaction

Next-Best-Action Marketing Software That Gets Smarter With Every Interaction

Next-Best-Action Marketing Software That Gets Smarter With Every Interaction

Interact's real-time offer decisioning engine combines your business rules with AI-powered relevance scoring. The offer that surfaces is not just eligible; it is the one most likely to convert. Hyper-personalization at enterprise scale.

  • Your rules set the guardrails: eligibility, contact limits and regulatory constraints. AI scores which eligible offer wins. One serves. The rest don't.
  • MaxAI flags underperforming offers while the campaign is still live, when you can still change the outcome.
  • Every accept, decline or ignore improves the next decision. Relevance compounds automatically. No model rebuilds. No reanalysis.
  • Full transparency: your team sees exactly why every offer was served to every customer. No black box. No surprises in a compliance review.

Personalize Based on What the Customer Just did

Personalize Based on What the Customer Just did

Personalize Based on What the Customer Just did

A customer who just browsed your mortgage page gets a mortgage offer. Not the credit card relevant six months ago. Live context refresh means every decision reflects this session, and your team controls every rule that governs it.

  • Every visit, click and call updates the profile before the next decision fires. Personalization reflects this session, not last month's segment.
  • Accept an offer at the ATM. It disappears from the web, email and SMS instantly. Zero manual rule updates.
  • Marketing sets the strategy. Interact executes it across every touchpoint simultaneously. No cross-team coordination required.

Build Your Offer Library Once. Every Channel Runs It

Build Your Offer Library Once. Every Channel Runs It

Build Your Offer Library Once. Every Channel Runs It

Interact gives your marketing team full control of the offer lifecycle, from first brief to live content personalization, with built-in offer deduplication ensuring no customer sees the same offer twice across channels. No development resources. No release cycles.

  • Define eligibility, contact limits and schedule once. Interact enforces across every channel automatically.
  • A/B test message, creative and targeting. Know what drives acceptance before scaling spend.
  • New offer live in hours. No ticket. No requirements doc. No release cycle.
  • Drag-and-drop Creative Editor. Templates pull in customer names, loyalty tiers and offer data automatically. No design backlog.

Personalization That Follows the Customer, Not the Channel

Personalization That Follows the Customer, Not the Channel

Personalization That Follows the Customer, Not the Channel

Customer views your offer. Doesn't act. Interact triggers a follow-up through Deliver, carrying the same offer informed by what just happened, automatically with no manual handoff.

  • Any inbound interaction (a website visit, an ATM session, a call) can immediately trigger a personalized outbound message through email, SMS or push. No manual handoff between teams.
  • Built-in offer deduplication means a customer who accepted at the ATM never receives the same offer by email two hours later. Consistent experience across every channel. No customer feels over-marketed to.
  • Unica Campaign and Journey orchestrate follow-up sequences from Interact's decisions. No custom integrations required.

Personalize Everywhere Customers Engage With You.

One decisioning engine. One offer library. One customer profile. Web, call center or ATM: consistent, relevant and marketing-controlled.

Mastered Data

Website

Dynamic banners and personalized zones, configured by marketing, not IT

Infinite Reporting

Mobile App

In-app offer zones and contextual overlays that respond to live session behavior.

Advanced Analytics

Call Center

Agent desktop prompts with the best next offer, scored for that specific customer at that moment.

Mobile & Offline

ATM/Kiosk

On-screen offers at the point of transaction, where attention is highest and intent is clearest.

Single API personalization: any touchpoint that can call an API receives a personalized offer decision from Interact. No front-end rebuild, no infrastructure replacement required.

Real-Time Personalization for the Moments That Convert

From next-best-offer at an ATM to retention scripts in a call center, Interact is the omnichannel customer engagement platform powering real-time decisions that grow revenue, reduce churn and deepen customer relationships.

Financial Services

Next Best Offer at the ATM

Transaction completes. Interact serves a personalized cross-sell on the ATM screen in milliseconds. Relevant to this customer right now. Not a product they already hold.

Retail

A Homepage That Knows Who Is Visiting

Homepage banners and carousels personalized for every visitor, driven by browsing history, loyalty tier and live session behavior. Configured by marketing. No IT involved.

Telecom

Retention Offer at the Call Center

When a customer calls to cancel, the agent sees the optimal retention offer on their screen in real time, scored for that individual's tenure, usage and churn risk. Agents stop reading generic scripts. Customers get a reason to stay.

Insurance

Cross-sell at Self-Service Login

An insurer surfaces add-on policy offers when customers log in to the self-service portal. Offers reflect life-stage signals, coverage gaps and recent claim activity, making each visit feel like a conversation, not a catalog.

What Our Customers Are Saying

Trusted by enterprise marketing teams

See What Real-Time Personalization Looks Like in Your Environment

A 45-minute working session covering your inbound touchpoints, your offer strategy and what it takes to put marketing (not IT) in control of the next best experience your customers see, across every channel, in real time.

FAQs